Insurance
Diabetes and the cost of insurance
According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million. This is scary stuff because a quick calculation suggests that potentially there is anything from about
24Nov2008 | admin | 0 comments | Continued
The Black Dog is an equal opportunity mongrel
Have you heard of the term black dog? It was the term used by Winston Churchill to describe the bouts of depression he experienced for much of his life. The term ‘black dog’ is often used in a colloquial sense to describe a mental illness that affects millions of people.
While the words ‘black dog’ may [...]
Income protection for the boys
Do you how much Centrelink pays for sickness benefits? In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway.
Most of us [...]
Perkonomics – funny word, interesting concept
I was having a bit of a web surf the other day and came across “perkonomics1″, described as perks and privileges given by a business to a customer, particularly those little perks that may give a client a bit of status or convenience.
Some of their examples included Lexus owners in Australia given the opportunity [...]
Is your weight fattening your premiums?
Did you know a third of our population is on a diet and another third of our population is trying to maintain their weight at any one time! [i]
Australians are spending bucketloads of money in an effort to lose weight. We all know the benefits of slimming and keeping active. But losing weight won’t just [...]
What happens when your insurance company goes broke?
We have had calls from clients asking questions about the financial security of life insurance companies in Australia after the recent issues with AIG in the USA.
The following Q & A has been kindly given to us by the Risk Store and is
Mortgage stress and underinsurance
The other day while I was having a reshuffle of some paperwork on my desk, I came across an article showing a breakdown on what causes mortgage stress. With yo-yoing interest rates, mortgage stress is the flavour of the month.
Before your eyes glaze over with boredom, what do you think is the main cause of mortgage [...]
Drug advances save lives but who pays when you can’t?
I was honoured to recently attend Griffith University’s graduation ceremony, which I found to be an impressive example of good planning and organisation. Also impressive was the speech of the national president of the Pharmacy Guild of Australia, Kos Sclavo, who was awarded an honorary Doctor of the University in recognition of his contribution to [...]
7Aug2008 | admin | 0 comments | Continued
Income protection for the girls
I read recently about a twenties-something young woman who set up her own accountancy practice, from scratch. After six years of hard slog – working and studying full time – she wanted the challenge of setting up her own business and not taking on somebody else’s client base.
Bright, educated and attractive – funky, goal orientated [...]
Life Cover – You can never have enough
Last week a little noticed article appeared in the Courier mail about a private member’s bill being introduced into state parliament covering the removal of tax on certain life insurance products – this is not the main story, because as with all private member’s bills introduced into parliament it will be voted down.
6May2008 | admin | 0 comments | Continued
You need to be very positive during a recession and make some tough decisions might need to be made , ...
Thanks for the stock information Paul and yes go the Maroons. Best wishes, Eddie 
An interesting view.