Retirement Planning
House Prices – Are they too high and implications for retirement
I had a meeting with some potential clients yesterday and the discussion turned to their (to me anyway) lack of preparation for retirement.
16Jun2010 | admin | 0 comments | Continued
Cost of Living Increases – the Past decade and the implications for investors
For the past 2 years we have heard how tough all people are finding it in the real world.
11Jun2010 | admin | 0 comments | Continued
The transfer of wealth between generations….maybe
You’ve probably seen those ads for retirement planning featuring retirees on Harley Davidsons saying “Retirement is payback time” or have seen the stickers on the caravans of the grey nomads that say “I’m spending my children’s inheritance.” Or even better, “Live long enough to be a burden on your children”.
We have probably all laughed at [...]
House Prices Again – Is it a bubble or not
I overheard two people talking about their land valuations today – we got them in the post yesterday.
One said to the other that he was surprised to see his land had gone down in value over the year. The other agreed, saying that he had read in the papers forecasts of houses being worth millions [...]
What is a superannuation binding nomination?
Does your superannuation fund allow you to provide a binding nomination? Do you know what a binding nomination is? Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started.
Few people understand the difference between binding nominations and nominated beneficiaries
The super facts of life
It’s not hard to lose a couple of hours daydreaming about THE TRIP whether it be touring through Europe, or tripping round Australia caravanning under the stars surrounded by miles of emptiness. Most of us hope to do such a trip when we retire along with the hobbies and activities that so far have been [...]
20Aug2008 | admin | 0 comments | Continued
Self Managed Super Funds – Are they for You?
An article appears in today’s Australian Financial Review about the growth in Self managed Superannuation funds (SMSFs) and the fact that many people do not understand the requirements placed on them by the legislation and indeed whether or not it is actually appropriate for an investor actually hold their superannuation funds in such a vehicle.
Now [...]
Your House or Your Superannuation?
Recently the Australian Institute of Superannuation Trustees (AIST) commissioned a report into attitudes on superannuation.
A list of the key findings and a thought or two are listed below:
35% of those surveyed thought paying off the house produced a much better return than superannuation;
Many Australians do see their house as a cashable asset they can [...]
Earlier, longer, better: the changing face of retirement
With the first wave of Australia’s estimated 4 million baby boomers starting to retire the traditional retirement landscape has changed dramatically.
Of the retiring baby boomers 50% will spend at least 25 years in retirement .
People are now retiring younger, living longer and want more options. This change in attitude, coupled with recent super legislation transformation, [...]
You need to be very positive during a recession and make some tough decisions might need to be made , ...
Thanks for the stock information Paul and yes go the Maroons. Best wishes, Eddie 
An interesting view.