All Posts Tagged With: "superannuation"
House Prices – Are they too high and implications for retirement
I had a meeting with some potential clients yesterday and the discussion turned to their (to me anyway) lack of preparation for retirement.
16Jun2010 | admin | 0 comments | ContinuedCost of Living Increases – the Past decade and the implications for investors
For the past 2 years we have heard how tough all people are finding it in the real world.
11Jun2010 | admin | 0 comments | ContinuedRefuelling the cash flow
We’ve just spent Sunday enjoying some corporate hospitality as guests at the 2008 Gold Coast Indy. It was a glorious spring day, all warm sunshine and light sea breezes.
Sitting opposite the pit lane, you couldn’t help but be impressed with the efficiency of the pit teams who operated like a well oiled machine. As [...]
What is a superannuation binding nomination?
Does your superannuation fund allow you to provide a binding nomination? Do you know what a binding nomination is? Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started.
Few people understand the difference between binding nominations and nominated beneficiaries
Women understanding money
I had a bit of a flick through the Financial Literacy Foundation’s recent report Financial Literacy Women Understanding Money and came across some positive results for women in general.
The report confirmed what is already well known about the ladies, that is that the fairer sex have budgeting and saving habits down pat. It is [...]
The super facts of life
It’s not hard to lose a couple of hours daydreaming about THE TRIP whether it be touring through Europe, or tripping round Australia caravanning under the stars surrounded by miles of emptiness. Most of us hope to do such a trip when we retire along with the hobbies and activities that so far have been [...]
20Aug2008 | admin | 0 comments | ContinuedSelf Managed Super Funds – Are they for You?
An article appears in today’s Australian Financial Review about the growth in Self managed Superannuation funds (SMSFs) and the fact that many people do not understand the requirements placed on them by the legislation and indeed whether or not it is actually appropriate for an investor actually hold their superannuation funds in such a vehicle.
Now [...]
Your Superannuation – Your Responsibility
A survey was released yesterday by AMP highlighting the shortfall Australians have in their superannuation savings with approximately 31% of all Australians being on average 11% behind in their savings needs.
While many will be quick to point out that we have recently seen a fairly significant fall in the value of global share markets, I [...]
Your House or Your Superannuation?
Recently the Australian Institute of Superannuation Trustees (AIST) commissioned a report into attitudes on superannuation.
A list of the key findings and a thought or two are listed below:
35% of those surveyed thought paying off the house produced a much better return than superannuation;
Many Australians do see their house as a cashable asset they can [...]